Used Car Financing in Laguna Beach

Frank's Motorcars takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Frank's Motorcars Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Frank's Motorcars can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
The following section(s) display custom content from the legacy version of this page and are for reference only. Please review the content and migrate it as necessary. When completed, hide each of these sections (including the one this message is in). Deleting any of them will prevent this page from receiving future updates from DDC.

New Cars Don't Get to Have All the Fun When It Comes to Financing

At Frank's Motorcars Laguna Beach, we're excited about our current inventory of used vehicles. Of course, a great selection of vehicles doesn't mean much if the vehicles are not affordable. That's why we work hard to offer our customers multiple great financing options to help make our vehicles as affordable as possible for as many buyers as possible. If financing problems in the past have burned you, we encourage you to try again with us.

A Quick and Easy Process

One of our financing department's best parts is that they make the financing process as quick and easy as possible. If you'd like to save some time while you're at our dealership, we encourage you to fill out our online pre-approval finance application. While we'll still need to take care of some final details when you arrive at the dealership, taking care of the pre-approval application before you arrive will make the process much smoother.

Don't Be Concerned About Buying Used

When it comes to financing, it's typically new vehicles that grab all the attention. Manufacturers offer exceptionally low finance rates to move more vehicles to impress their shareholders. Don't let the fact that you're in the market for a used vehicle deter you from seeking financing, though. At our dealership, we are committed to working with multiple lenders to nail down exceptional financing options for each of our customers. While the rates and offers will look somewhat different for each customer based on financial history, we think you'll be pleasantly surprised by the offers we're able to find.

What About Down Payment?

One of the most frequent questions that we hear at our dealership is, "how much money do you require for a down payment?" Although it's a simple question, it doesn't have a single, simple answer. It's important to note that a higher down payment will almost always result in a lower monthly payment since your loan will be for a lower amount. Plus, the down payment is often dependent on your financial information, meaning it will differ for each person.

Our best advice when it comes to financing is to fill out the pre-approval application and then head to the dealership to learn more.

Your privacy is important to us.

Frank's Motorcars takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Frank's Motorcars

    900 S. Coast Highway
    Laguna Beach, CA 92651

    • Sales: 949-494-9420
Loading Map...

Get in Touch

  • Contact our Sales Department at: 949-494-9420
  • Monday8 AM to 6 PM
  • Tuesday8 AM to 6 PM
  • Wednesday8 AM to 6 PM
  • Thursday8 AM to 6 PM
  • Friday8 AM to 6 PM
  • Saturday8 AM to 6 PM
  • Sunday11 AM to 3 PM